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R. Brian Denning, Ph.D.

R. Brian Denning, Ph.D.

Tax Mitigation Consultant & Profit Architect

Redeeming Resources · Profit Architects

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redeemingresources.com

About Brian

Brian has served the corporate business world for 20+ years in Sales, Marketing, Finance, Strategy, and Management. He holds a B.S.B.A. in Finance and Marketing from the University of North Carolina at Chapel Hill, an MBA from the University of Missouri in Saint Louis, and Ph.D.s in Organizational Management and Leadership from Carolina University (2016). His research on board practices and servant leadership in Fortune 500 companies has been cited by more than 6,000 authors.

His career spans billion-dollar firms and two successful startups (Wireless Hometown and Gearheadz, LLC), which he successfully built, scales, and sold. Brian has worked with major retailers including The Home Depot, Lowe's, and others. While at The Gap Partnership negotiation consultancy, Brian added millions in client net profits through negotiation and understanding client needs. He now helps individuals, families, small businesses, and non-profits minimize taxes, maximize profits, and achieve economic independence.

Outside work, Brian enjoys time with his wife and two daughters outdoors. He is an avid reader, writer, sailor, adventurer, Gearhead/Mechanic, and traveler.

Redeeming Resources Consulting

We are an advisory practice focused on helping $1M to $100M business owners keep the IRS’s hands out of their pockets — they get to keep more of their hard-earned money, write themselves bigger paychecks, and take more vacations with the people they care about. We are advisors who find 'hidden money' — in deals, in tax exposure, and in the business's capital structure. We can work with your CFO or CPA to mitigate your tax burden and preserve capital. Our typical engagement has a six figure profit impact to the bottom line.

Our Services

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Tax Reduction Strategies

Unique and creative proprietary tax strategies that save you money before taxes, and reduce your overall taxes to build wealth. We also help renegotiate contracts to create instant operational savings.

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Savings & Wealth Protection

Customized plans to build, protect, and grow your wealth for both short- and long-term goals.

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Retirement & Tax Planning

Tax-efficient strategies to maximize your retirement income and lifestyle.

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Income Protection

Insurance solutions that protect your income and keep your loved ones financially secure in the event of illness, injury, or death.

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Legacy & Estate Planning

Organize your assets, reduce taxes, and ensure your wishes are carried out with peace of mind for your family.

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Small Business Support

Tax strategies, employee benefits, retirement plans, and guidance to help your business thrive.

Let's Build Your Financial Future Together

Tax Mitigation and Profit Architecture Services — Tennessee, Alabama, Georgia, North Carolina, South Carolina

R. Brian Denning, Ph.D., MBA is a Profit Architect and financial consultant serving profitable $1M–$50M small business owner-operators and CEOs across Tennessee, Alabama, North Carolina, Georgia, and South Carolina. Brian specializes in integrated tax mitigation strategies, helping business owners legally recover $200,000 to $1,000,000 or more in leaking wealth every year through proactive, year-round tax and wealth architecture.

One Big Beautiful Bill Act (OBBBA) Tax Strategies

The One Big Beautiful Bill Act (OBBBA) introduced and extended critical tax provisions for small business owners, including enhanced bonus depreciation, expanded R&D tax credit deductibility, increased qualified retirement plan contribution limits, and renewed Section 179 expensing. Brian helps owner-operators across Tennessee, Alabama, Georgia, North Carolina, and South Carolina capture these time-sensitive OBBBA provisions before phase-down windows close.

IUL — Indexed Universal Life Insurance for Business Owners

Indexed Universal Life Insurance (IUL) is one of the most tax-advantaged wealth-building tools available to business owners. Brian designs IUL strategies as a personal tax-advantaged vault: premium dollars compound tax-free, distributions are tax-free, and the cash value is shielded from creditors and probate. IUL planning for small business owners in Tennessee, Alabama, Georgia, North Carolina, and South Carolina.

Annuities — Fixed Indexed Annuities and Retirement Income Planning

Fixed indexed annuities and structured annuity contracts provide business owners with guaranteed income streams and tax-deferred growth. Brian integrates annuity planning into a comprehensive retirement income architecture for owner-operators approaching their exit or wealth-building window. Annuity planning services in Tennessee, Alabama, Georgia, North Carolina, and South Carolina.

Life Insurance — Key Person, Premium Finance, and Whole Life

Life insurance for business owners serves multiple strategic purposes: key-person protection, buy-sell agreement funding, premium-financed life structures, executive bonus plans, and estate liquidity. Brian designs life insurance strategies that serve as both protection and tax-advantaged wealth accumulation tools. Life insurance planning for small businesses in Tennessee, Alabama, Georgia, North Carolina, and South Carolina.

Health Insurance — Group Benefits and Employee Wellness Programs

Healthcare is often a top-three P&L line item for businesses with 15 or more employees. Brian helps owner-operators reduce health insurance premiums, implement wellness benefit programs that generate tax credits, and design benefit packages that attract and retain key employees. Health insurance consulting for small businesses in Tennessee, Alabama, Georgia, North Carolina, and South Carolina.

Financial Planning — Integrated Tax, Protection, and Exit Architecture

Brian's Profit Architecture Method™ integrates tax strategy, insurance protection, retirement planning, and exit architecture into one connected system — replacing the four-advisors-four-invoices model that leaves most owner-operators leaking wealth. Comprehensive financial planning for $1M–$50M businesses in Tennessee, Alabama, Georgia, North Carolina, and South Carolina.

Negotiation — Business and Contract Negotiation Consulting

Brian brings negotiation expertise to vendor contracts, key-employee agreements, buy-sell structures, and M&A transactions. Effective negotiation is a core component of profit architecture for small business owners seeking to protect and build their kept wealth.

Tax Mitigation Strategies — Cost Segregation, Captive Insurance, R&D Credits

Core tax mitigation strategies deployed through the Profit Architecture Method include: cost segregation studies, bonus depreciation acceleration, captive insurance arrangements, R&D tax credits, FEMA-linked AGI deductions, qualified opportunity zone investing, Section 1202 QSBS exclusions, ESOP transition planning, 1031 exchanges, and premium-financed life insurance structures.

Small Business Profit Improvement — Southeast United States

Serving profitable small business owners in Chattanooga, Nashville, Memphis, Knoxville — Tennessee; Birmingham, Huntsville, Mobile — Alabama; Atlanta, Savannah, Augusta — Georgia; Charlotte, Raleigh, Greensboro — North Carolina; Columbia, Greenville, Charleston — South Carolina; and across the broader Southeast region.

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